Huntington Beach


Huntington Beach incorporated in 1909 under its first mayor, Ed Manning.  Its original developer was the Huntington Beach Company, a real-estate development firm owned by Henry Huntington, a railroad magnate after whom the city is named.  The Huntington Company is still a major land-owner in the city.  Huntington Beach remained a sleepy seaside town until the famous oil boom in the 1920’s.   

In 1925, Duke Kahanamoku brought the sport of surfing to Huntington Beach and the Southern California shores.  The city’s first surf shop, Gordie’s Surf Boards, opened in 1953.  Six years later, the first U.S. Surfing Championships were held in Huntington Beach.  The following year, the Surfing Championships were covered on television, which rocketed Huntington Beach’s international fame as a surfer’s paradise.  In 2005, the USA Surf Team adopted Huntington Beach as its official home and the Association of Surfing Professionals-North America moved to the city.

Due to a lack of funding, the City no longer operates the First Time Buyer Downpayment Assistance Program, but our Inclusionary Housing Program offers eligible homebuyers the opportunity to purchase a home.

The City’s Inclusionary Housing Program is available to help eligible homebuyers. Throughout the City, there are several hundred homes (condos, town homes, and detached houses) that are restricted to low, median, and moderate-income buyers currently priced from around $200,000 to the high $300,000’s, depending on the size, type, and location of the home.

The City records a lien on each affordable home that remains on title for the duration of the affordability period. The lien ensures that the City is able to enforce the Inclusionary Housing Program requirements, including the resale restrictions.

Other Homebuyer Programs available to obtain a home in Huntington Beach:
HUD Homes for Sale, The federal Department of Housing and Urban Development has homes to sell, and anyone who can qualify for a mortgage can buy.

Mortgage Credit Certificate (MCC) Program, a homebuyer who holds an MCC is entitled to take a credit against his/her federal income tax liability each year. The effect of the MCC is to directly reduce the monthly housing costs and increase the ability of a homebuyer to qualify for a mortgage loan. The program allows buyers to reduce their income tax obligation through adjustments to their W-4 withholding.

Mortgage Revenue Bond Mortgages, the County of Orange and the Southern California Home Financing Authority provide 30-year mortgages at below-market interest rates with a rebate option. This mortgage program is available to income eligible first-time homebuyers.

Extra Credit Teacher Home Purchase Program, full-time teachers serving in designated low performing schools can qualify for a reduced interest rate mortgage with down payment assistance.

Affordable Housing Clearinghouse, the Affordable Housing Clearinghouse is a non-profit organization dedicated to financing affordable housing in Orange County. As part of its mission, the Clearinghouse assists low- to moderate-income families purchase a home by providing a variety of zero-down, credit-flexible mortgage loans, homebuyer education, and credit counseling.

The WISH program is available for the City of Huntington Beach.

For additional information and find out how to qualify, please contact Andres Morales at (949)306-9260. You may also email directly at

Based on information from California Regional Multiple Listing Service, Inc. as of Feb 25, 2024 7:43:am. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.