San Juan Capistranio
San Juan Capistrano is a city in southern Orange County, CA, located approximately 23 miles southeast of Downtown Santa Ana. The current OMB metropolitan designation for San Juan Capistrano and the Orange County Area is “Santa Ana-Anaheim-Irvine, CA." The city was created around Mission San Juan Capistrano, and many of the homes and strip malls resemble the Spanish architecture that composes the building. It is home to the widest variety of homes in Orange County, including those built prior to 1900 in its central district (some being adobes from the 18th century), a number of 10-million-dollar homes in the gated communities of the hills, and working ranches in its foothills. San Juan Capistrano formerly hosted a population of cliff swallows that reputedly migrate each year from Argentina to the Mission San Juan Capistrano. San Juan Capistrano officially becomes a city in April, 1961.
San Juan Capistrano is the site of a Catholic mission for which it is named, Mission San Juan Capistrano. When the Mission was founded in 1776, the region was populated by the Acjachemen band of Native Americans, called Juaneños by the Spanish. The mission was named after Giovanni da Capistrano (1386-1456), the Franciscan saint from Capestrano, in the Italian region of Abruzzo.
The city is the site of California's oldest residential neighborhood, Los Rios. It is also the home of the oldest in use building in California, the Serra Chapel in the Mission. The area was the site of both the first vineyard and first winery in California.
In the 1830s Richard Henry Dana, Jr., author of the classic Two Years Before the Mast visited the area as a sailor engaged in the hide trade on board the ship Pilgrim. Describing the locale, which then included what, is now the neighboring city of Dana Point, he gushed, "San Juan is the only romantic spot in California." The area was also the locale of Johnston McCulley’s 's first Zorro novella, The Curse of Capistrano, published in 1919 (later renamed The Mark of Zorro after the success of the film of the same name).
First time Home Buyers Program – this program is currently inactive in the City of San Juan Capistrano. However, several groups/jurisdictions offer first time home buyer assistance.
California Housing Finance Agency
Affordable Housing Partnership Program (AHPP): A joint effort by CalHFA and cities, counties, redevelopment agencies and housing authorities whereby a deferred payment subordinate loan from a locality is utilized by the first-time homebuyer to assist them with down payment and/or closing costs.
California Homebuyer’s Downpayment Assistance Program (CHDAP): Offers a deferred-payment junior loan of an amount up to the littlest of three percent (3%) of the purchase price or appraised value.
Neighborhood Housing Services of Orange County
Down Payment Assistance Program - http://www.nhsoc.org/nhsoc-downpayment.htm
WISH Program - http://www.nhsoc.org/pdf/WISH_information.pdf
Orange County Mortgage Assistance Program
The County’s MAP provides silent second loans to assist low income first-time homebuyers, with annual incomes not to exceed 80% of the Area Median Income. The loans are designed to help pay for down payment and/or closing costs to purchase a home. The 3% simple interest, deferred payment loan has a term of 30 or 45 years depending on the funding source and a maximum loan amount of $40,000.
For additional information and to find out how to qualify for these and other programs, please contact Andres Morales at (949)306-9260. You may also email directly at ThankYou@AndresCanHelp.com.